Own your power — the honest math.

No. The federal residential solar tax credit ended December 31, 2025, so there's no federal credit for a new homeowner-owned system in 2026. We never bake a credit that doesn't apply into your quote. (The 30% credit still exists for commercial and agricultural systems, on a 2026 clock.)

Mostly through net metering plus standing state breaks. Minnesota credits the surplus you send to the grid at the retail rate, so a well-sized system offsets the large majority of your annual bill and locks in your rate for decades against utility increases — that's the core return now.

When your panels make more than your home is using (most of the day in summer), the surplus flows to the grid and you earn a credit at the retail rate; in winter you draw those credits back down. Over a year it nets out to offsetting most of your usage. We handle the interconnection and net-metering setup with Xcel or your co-op.

An Xcel production incentive that pays for the solar energy your system generates, on top of net-metering credit, where program capacity is available. We check current status and enroll you.

Minnesota exempts solar equipment from state sales tax, and the value solar adds to your home is exempt from property tax — so your home value typically rises (studies show ~4% on average) while your assessment doesn't.

No. We're ownership-first — you own your system with cash or a loan and keep all of its value, savings and resale benefit. We don't do residential leases or power-purchase agreements in Minnesota, because owning almost always beats them.

Pay cash for the best lifetime return, or finance through established solar lenders (we work with partners like Affinity, One Ethos and MNCEE) often with little or nothing down and a payment near or below your current electric bill. We model both so you choose on real numbers.

Low-APR loans usually carry a dealer fee baked into the price — the lower the rate, the higher the fee. We show you the cash price next to the financed price so you can see the real trade-off. No games.

Yes — through Xcel's Solar*Rewards Income-Qualified program, eligible families can go solar at little to no cost and dramatically cut or erase their electric bill. iSolar has helped income-qualified Minnesotans go solar since 2020. Ask us if you may qualify.

Because you own the system, there's no lease for a buyer to assume — a cleaner sale than leased solar. You typically pay off any remaining loan balance at closing, often from the added home value.